Why are Jumbo Mortgage Holders being Screwed?

Rates for 30/yr Conventional Fixed loans are 5.00%. Yet rates for 30/yr Jumbo Fixed are 6.50%. That is completely unfair... The Fed, Freddie, and Fannie are pushing down rates on mortgages below $417k, but the rest of us with mortgages over $417k are getting shafted because America thinks anybody with a $417k+ mortgage is rich. Nevermind that you might live in a region of the country where homes are expensive, but your still eating Mac-n-Cheese for dinner and clipping coupons just to survive another day. Completely unfair cl warfare going on.